First Home Buyers
We Guide You Each Step of the Way
Kingslend Financial provides streamlined broking services to help you break into the market with the right loan.
First Home Buyers
We Guide You Each Step of the Way
Kingslend Financial provides streamlined broking services to help you break into the market with the right loan.
Leverage on a Small Deposit
All Your Questions Answered
Enhance Your Chances at Approval
Purchasing your first home is full of unknowns.
There are so many high-stakes decisions to be made, with a lot of money on the line.
That’s why it’s so important that you have all your questions answered and engage the help of a mortgage broker to source the right loan for your exact needs.
- How much can I borrow?
- Am I eligible for a guarantor home loan?
- Can I avoid paying lenders mortgage insurance?
- What is the best loan for me?
With Kingslend Financial, you will get
Hand Holding
We guide you each step of the way and explain everything carefully to give you the best chance at loan approval.
Fast Approval. Easy Process.
Our applications process is straightforward and streamlined, with a quick turnaround time.
No Fees to You
We are paid by the banks for introducing loan applications and for doing the work that would otherwise be completed by one of their staff.
More Money in Your Pocket
We negotiate pricing based on the strength of your application and conduct an annual mortgage health check to make sure you get the right loan and rates.
With Kingslend Financial, you will get
Hand Holding
We guide you each step of the way and explain everything carefully to give you the best chance at loan approval.
Fast Approval. Easy Process.
Our applications process is straightforward and streamlined, with a quick turnaround time.
No Fees to You
We are paid by the banks for introducing loan applications and for doing the work that would otherwise be completed by one of their staff.
More Money in Your Pocket
We negotiate pricing based on the strength of your application and conduct an annual mortgage health check to make sure you get the right loan and rates.
Feel confident that you’re making the right choices.
At Kingslend Financial, we want to help alleviate the stress and worry that can come with buying your first home.
We understand that taking out a mortgage (especially for the first time) is a big commitment. Our promise to you is to provide you with all the relevant information and answer any questions you may have.
How It Works
Schedule a Discovery Session
We’ll help you understand your positions and objectives.
Get Competitive Loan Options
Access 50+ lenders with our high approval rate.
Receive the Right Loan For You
Once you have the keys to your new home, compare quotes from Sydney Removalists through Upmove. Then all you need to do is get comfortable in your new home.
How It Works
Schedule a Discovery Session
We’ll help you understand your positions and objectives.
Get Competitive Loan Options
Access 50+ lenders with our high approval rate.
Receive the Right Loan For You
Once you have the keys to your new home, compare quotes from Sydney Removalists through Upmove. Then all you need to do is get comfortable in your new home.
Frequently Asked Questions
How do I get started?
How much can I borrow?
What size deposit do I need?
Lenders vary on their requirements, but usually borrowers need a deposit that is 10% of the purchase price. In some cases the deposit size can be as low as 5%. Generally, Lenders Mortgage Insurance is required when a deposit is smaller than 20%. If you have a guarantor who can guarantee the loan, then you don’t need a deposit and can borrow 105% of the property value.
Why should I use a mortgage broker?
At Kingslend Financial, we specialise in helping people get the right loan for them without all the hassle. Our expertise in the lending guidelines helps us navigate the process for you to make sure your chance of approval is higher and your rates are competitive. We deal with more than 50 lenders and know their policies inside and out, so that you don’t have to!
Will I have to pay a fee?
We are paid by the banks for introducing loan applications and for doing the work that would otherwise be completed by one of their staff. As a result we do not charge a fee for most loans.
What Government grants am I eligible for?
There are national and statewide grants and schemes available for first home buyers in Australia. As of October 2022, some of the national schemes include Help to Buy, First Home Guarantee, Family Home Guarantee, Regional First Home Buyer. Each state has differing policies around stamp duty and first home buyers. We can provide up-to-date relevant and personalised information in a discovery session.
The first step is to schedule a discovery session and share with an Kingslend Financial broker your situation, needs and objectives. In that free meeting we’ll explain the entire process to you and answer any questions you might have. We will help you determine whether you are eligible for a loan or now.
The amount that you are able to borrow will be impacted by your income, household details and expenses. Any obligations you have such as personal loans and credit cards will also have an impact. Schedule a discovery sessions with us and we’ll help you determine your eligibility and borrowing capacity.
Lenders vary on their requirements, but usually borrowers need a deposit that is 10% of the purchase price. In some cases the deposit size can be as low as 5%. Generally, Lenders Mortgage Insurance is required when a deposit is smaller than 20%. If you have a guarantor who can guarantee the loan, then you don’t need a deposit and can borrow 105% of the property value.
At Kingslend Financial, we specialise in helping people get the right loan for them without all the hassle. Our expertise in the lending guidelines helps us navigate the process for you to make sure your chance of approval is higher and your rates are competitive. We deal with more than 50 lenders and know their policies inside and out, so that you don’t have to!
We are paid by the banks for introducing loan applications and for doing the work that would otherwise be completed by one of their staff. As a result we do not charge a fee for most loans.
There are national and statewide grants and schemes available for first home buyers in Australia. As of October 2022, some of the national schemes include Help to Buy, First Home Guarantee, Family Home Guarantee, Regional First Home Buyer. Each state has differing policies around stamp duty and first home buyers. We can provide up-to-date relevant and personalised information in a discovery session.